+375 (17) 2918-990
Belmagistralavtotrans is a multi-logistic operator
that has been working for more than 30 years
in the field of international trucking,
freight forwarding and technical services.
Insurance
Belmagistralavtotrans OJSC arranges the following types of insurance:
1. Mandatory insurance of civil liability of vehicle owners: internal insurance contract and "Green card" insurance contract.
The object of such type of insurance are material interests related to civil liability of vehicle owners for the damage caused to life or health of individuals, their property of the property of legal enti-ties in the result of road accidents.
Internal insurance contract is concluded with the owner who is resident or non-resident of the Republic of Belarus, temporary residing in the territory of the Republic of Belarus, for all vehicles used in road traffic in the territory of the Republic of Belarus.
"Green card" insurance contract in concluded with the owner of the vehicle registered in the Republic of Belarus who is driving outside the country to use the vehicle in the road traffic of the coun-try which is a member of Green card system, and with the owner of the vehicle registered in the country which is not a member of Green card system with the authorized body of which the Belarusian bureau concluded the agreement on mandatory insurance of civil liability of vehicle owners.
2. Insurance of the carrier's liability (CMR-insurance).
The insured accident is the fact of causing damage by the Insured in the framework of the in-surance contract to life, health and/or property of third parties in transportation of cargo in accordance with CMR Convention which led to liability of the Insured:
1. for damage, full or partial loss of cargo accepted for transportation in accordance with CMR Convention, except for loss of cargo due to its handling over to unauthorized recipient.
2. for loss of cargo accepted for transportation in accordance with CMR Convention due to its handling over to unauthorized recipient.
3. for financial losses incurred by the customer of the Insured due to delay in delivery of cargo accepted for transportation in accordance with CMR Convention (item 5 art. 23);
4. for causing damage to life, health, property of third parties and pollution of environment by the transported cargo in the process of cargo transportation (except for hazardous cargo).
5. for expenses of the Insured related to the insured accident:
- à) on disposal (destruction) of the cargo wholly or partially which is unsuitable for further use due to its loss;
- b) on court and out-of-court expenses (legal and professional fees) incurred by the Insured due to satisfaction of legitimate and protection from illegitimate claims to the extent they were necessary and proportionate to the circumstances of the insured accident.
3. CASCO insurance.
This type of insurance covers loss or damage of vehicles and additional equipment in the result of:
- 1. road accident, breakdowns (crush, overrun, overthrow, fall, various items hitting or falling on the vehicle, cargo displacement), damage by animals;
- 2. natural calamities: earthquakes, lightning, strong wind (including squall, tornado, hurricane), hail, heavy rain, heavy snow, high water (floods, holdups, jams), discharge of underground waters, sub-sidence of soil, landslide, landslip, damage of water supply and heating systems;
- 3. fire, spontaneous ignition or explosion;
- 4. illegal actions of third parties except for theft, hijacking;
- 5. theft of components and parts;
- 6. theft, hijacking of vehicle.
4. Insurance from sudden illnesses and accidents during trips abroad.
The insured accident under this type of insurance are the following events:
- health disorder of the insured due to sudden illness or accident during the trip abroad;
- death of the insured due to sudden illness or accident during the trip abroad.
The accident is deemed sudden, unforeseeable and unintentional external impact on the health of the insured which occurred in the period of validity of the insurance contract, accompanying by inju-ries, wounds, permanent injuries or other damages to health resulting in health disorders or death of the insured.
Sudden illness is deemed sudden deterioration of health of the insured during the trip abroad in the period of validity of the insurance contract, requiring urgent medical aid (based on medical indica-tions until return of the insured to the country of permanent resident) if absence of urgent medical inter-vention may lead to serious damage to functions of the body including any organ or threat to life of the insured.
More:
© 2003-2010 Belmagistralavtotrans is a multi-logistic operator.
